FHA/Conventional Loan Programs

FHA Loan Programs are now accessible to many average Americans.

FHA Loan Programs – 580 credit score 3.5% down payment 96.5% loan to value, 50% debt to income, credit explanation. Open collections less than $2000, manuel and automated approvals programs will allow down payment assistance. FHA also allows refinances and credit scores down to 500 for individuals with 10% down or with 90%equity.

Conventional Loan Programs

Conventional loan programs can be used to purchase or refinance. The program has many nuances depending on purchase, refinacing, cashout or rate and term. Rather primary or investor, there is a product for you.